CGTMSE Loans – Collateral-Free Business Finance for MSMEs
Standard Mortgage empowers micro, small, and medium businesses with access to CGTMSE loans — a government-backed scheme for collateral-free credit. Whether you're starting fresh or scaling up, we’re here to fund your vision.
Backed by the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE), these loans support growth without the burden of security.
CGTMSE Loans: What Are They?
Government-backed loan programs called CGTMSE Loans (Credit Guarantee Fund Trust for Micro and Small Enterprises) are intended to give startups and small businesses access to credit without the need for collateral. These loans remove the need for security or third-party guarantees, empowering MSMEs and new business owners.
One of the greatest choices for MSME Business Loan in Delhi is a CGTMSE loan, particularly for borrowers without fixed assets to pledge. These loans, which are provided by reputable companies like Standard Mortgage, have quick approvals, easy documentation, and flexible terms to help businesses expand.
Who Can Apply?
- Startups and new ventures
- Micro and small enterprises in manufacturing, services, or trading
- Proprietorships, partnerships, LLPs, and Pvt. Ltd. firms
- Women-led businesses and rural units
Key Features
- Loan amounts from ₹1 Lakh to ₹2 Crores
- No collateral or third-party guarantee needed
- 75%–85% guarantee coverage under CGTMSE
- Attractive interest rates & flexible tenures
- Fast approval & minimal paperwork
Documents Required
- Business registration certificate
- KYC of owners
- PAN & GST numbers
- Project report or business plan
- Bank statements & ITR (if available)
Why Choose Standard Mortgage?
- Expert help with CGTMSE eligibility
- Support from application to disbursal
- Strong lender partnerships
- Transparent and quick processing
- High approval success rate
Fuel Your Business Dreams with Collateral-Free Finance
Take confident steps toward business success with CGTMSE loans from Standard Mortgage. We remove the collateral barrier so you can focus on building and growing. Apply now and let your entrepreneurial journey begin.
